Our management

Aki Hussain

Group Chief Executive Officer
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Aki joined Hiscox in 2016 as Chief Financial Officer for the Hiscox Group, before becoming Group Chief Executive Officer in January 2022. Prior to joining Hiscox, Aki held a number of senior roles in financial services, telecoms and media. He spent seven years at Prudential plc, latterly as Chief Financial Officer for Prudential UK and Europe. He was Finance Director for the Consumer Bank division at Lloyd’s Banking Group until 2009 and prior to that was Finance Director for the Consumer division of ntl (now Virgin Media). Aki is a Chartered Accountant, having trained with KPMG. 

Paul Cooper

Group Chief Financial Officer
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Paul joined Hiscox in May 2022 as Group Chief Financial Officer. Previous to this, he was Interim Group Chief Financial Officer of M&G Plc and also served as CFO for The Prudential Assurance Company. In the past he occupied the position of Group Chief Financial Officer at Canopius AG, Group Chief Financial Officer & Director at Arrow Global Group Plc, Finance Director at Hiscox Insurance Company and Partner at Ernst & Young LLP. In addition, he is a board member of the Association of British Insurers and was recently a non executive director of Aspen Insurance UK Ltd and Aspen Managing Agency Limited.

Paul is a qualified Chartered Accountant, having trained with PricewaterhouseCoopers. He holds a BA degree in Economics from Manchester University.

Joanne Musselle

Group Chief Underwriting Officer
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Joanne Musselle joined Hiscox in 2002, having previously worked for AXA and Aviva in both the UK and Asian markets. She began her Hiscox career as a Technical Underwriting Manager within professions and specialty commercial followed by a six month secondment to the Group as Business Improvement Manager. In 2006, Joanne moved into Hiscox Group claims as Head of Claims Strategy before becoming Head of UK Claims from June 2009. She became Chief Underwriting Officer (CUO) for Hiscox UK and Ireland in July 2012 and CUO of Hiscox Retail in July 2017, before being appointed CUO for Hiscox Group at the end of 2019.

Executive Directors

Non Executive Directors

Colin Keogh

Colin Keogh joined Hiscox in November 2015 and was appointed Interim Chair in August 2024Colin has spent his career in financial services, principally at Close Brothers Group plc, where he worked for 24 years and was CEO from 2002 until 2009. He is a Non Executive Director of Virgin Money Holdings (UK) plc and certain of its subsidiaries. He is also a Non Executive Director of M&G Group Limited and Chairman of specialist financial services business Premium Credit Limited.

Beth Boucher

Beth Boucher joined Hiscox in May 2023. She has over 25 years’ experience with global brands such as Fortium Partners, SiriusPoint, Travelers, Pfizer and Accenture. With expertise spanning cyber security, human capital, and audit/regulatory compliance, Beth led various teams driving global business and technology transformations.

Beth is currently Non Executive Director, Audit Committee member and Chair of the Nomination and Remuneration Committee at Coforge. Alongside her board activities, she is a Partner at Fortium Partners, and Research Fellow at Nemertes Research.

Donna DeMaio

Donna joined Hiscox in April 2022. She has over 35 years’ financial services experience, gained across banking and insurance, serving as AIG’s Global Chief Operating Officer, General Insurance and as their Global Chief Auditor. Donna was Chief Executive and Chair of the Board at United Guaranty, CEO and Chair of the Board at MetLife Bank and was a PwC Financial Services Partner.

Michael Goodwin

Michael Goodwin joined Hiscox in November 2017. He has over 25 years’ experience in the insurance industry having worked for QBE Insurance between 1992 and 2012. He held a number of roles for QBE in the Australian and Asia Pacific markets and was the CEO for QBE Asia Pacific from 2007 to 2012. Michael is a Fellow of the Institute of Actuaries of Australia.

Jane Guyett

Jane Guyett joined Hiscox in September 2024. She is a highly experienced Non Executive Director, having held a range of roles across both the public and private sectors. Jane has over 25 years of extensive executive experience, predominantly in the banking sector across EMEA and Asia. This includes 15 years at Bank of America Securities, latterly as Chief Operating Officer for EMEA.

Thomas Hürlimann

Thomas Huerlimann joined Hiscox in November 2017. Thomas has 28 years’ experience in banking, reinsurance and insurance. Most recently as CEO Global Corporate at Zurich Insurance Group, a business with US$9 billion premiums and a network in over 200 countries. Before that he worked at Swiss Re and started his career with National Westminster Bank. He holds an MBA from IMD.

Anne MacDonald

Anne MacDonald joined Hiscox in May 2015. Anne has held the position of Chief Marketing Officer at four different Fortune 100 companies, marketing some of the most recognisable corporate names in the world – from Citigroup and Travelers to Macy’s and PepsiCo. With an MBA from Bath University, Anne was formerly a Director of NASDAQ-listed Rentrak Corporation, stepping down from the Board on completion of its merger with comScore, Inc.

Constantinos Miranthis
Constantinos Miranthis

Costas Miranthis joined Hiscox in November 2017. He was President and CEO of PartnerRe a position from which he stepped down in 2015. Prior to joining PartnerRe in 2002 he was a Principal of Tillinghast-Towers Perrin in its London office with responsibility for the European non-life practice. He is a Fellow of the Institute and Faculty of Actuaries and a member of the American Academy of Actuaries. He is also a past Chair of the European Reinsurance Association Board.

Lynn Carter

Lynn Pike joined Hiscox in May 2015 as Independent Non Executive Director and is currently Interim Senior Independent Director. 

Lynn has worked in the US banking industry for nearly four decades, most recently as President of Capital One Bank.  Before that, she was President of Bank of America's business banking division.  Lynn currently serves on the boards of American Express Company (NYSE: AXP); American Express National Bank.

Senior management

Mary Boyd

Chief Executive Officer, Hiscox USA
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Mary is a seasoned senior executive with over 30 years of applying her diverse set of skills to leading businesses through transformative phases in their history that span invention, renovation, integration and rebuilding. 

She joined Hiscox in 2024 from Plymouth Rock Assurance, a leading home and auto insurance provider in the northeast of the USA, where she had held the role of CEO of its independent agency business since 2018. Before Plymouth Rock she worked at The Hartford, where she held the position of Senior Vice President, with responsibility for both the Agency and Direct channels personal insurance businesses. Prior to that, Mary invested 15 years of her career in high-net-worth personal lines, beginning her tenure at Chubb as an actuarial trainee and expanding to roles of increasing responsibility, most recently as President of their Private Risk Services division.

Fabrice Brossart

Group Chief Risk Officer
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Fabrice joined Hiscox in November 2023 as Group Chief Risk Officer. Fabrice spent 12 years at AIG where he held positions in both the UK and USA, latterly as CRO International General Insurance where he oversaw AIG’s risk management function in more than 80 territories outside the USA. Prior to AIG, Fabrice spent ten years at AXA Insurance UK, rising to Chief Actuary.

Robert Dietrich

Chief Executive Officer, Hiscox Europe
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Robert was appointed Chief Executive Officer of Hiscox Europe in March 2021, having spent 15 years as Managing Director of Hiscox Germany. Robert joined Hiscox Germany in 1997 as one of its first recruits, at a time when it had a premium income of less than €1 million and fewer than five staff. During his tenure, he has held a number of roles within the business across both operations and underwriting, and spent time in London working on the launch of Hiscox’s now-global Direct Commercial business.

Under Robert’s leadership, Hiscox Germany became the flagship of Europe and expanded into areas including direct-to-consumer, technology and cyber insurance – with Hiscox now seen as a leader in the specialist insurance market in Germany.

Jon Dye

Chief Executive Officer, Hiscox UK
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Jon joined Hiscox in September 2022 as Chief Executive Officer, Hiscox UK. Prior to joining Hiscox, Jon held a number of senior roles within the industry, most recently as CEO of Allianz UK for eight years – leading businesses with a collective nine million customers. Jon’s experience includes various claims roles within Chubb and Commercial Union; he also served as Chair of the ABI between 2019 and 2021. He is a law graduate from the University of Cambridge and a Fellow of the Chartered Insurance Institute.

Stéphane Flaquet

Group Chief Operations and Technology Officer
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Stéphane was appointed Group Chief Operations and Technology Officer in September 2022 having previously held a number of senior roles across the Group, most recently as Group Chief Transformation Officer and Interim CEO, Hiscox UK.  Stéphane joined Hiscox in 2010, originally as Chief Operating Officer for Europe, and then as the Group’s Chief Information Officer, before spending four years as Chief Executive Officer of Hiscox Europe. Prior to joining Hiscox, he worked across a number of sectors within Financial Services for companies such as Paribas, CapitalOne and AIG, in France, the United Arab Emirates and Spain.

Nicola Grant

Chief People Officer
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Nicola joined Hiscox in September 2022 as Chief People Officer. Nicola has over 20 years’ HR experience gained across the UK, USA and Europe. This includes 17 years at ING Group in a range of Group and business division roles, where she oversaw HR transformation, redesign of the business models for analytics and innovation, and enhanced succession planning while championing diversity and equity.

Paul Lawrence

Chief Underwriting Officer, Hiscox London Market and Active Underwriter, Syndicate 33
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Since joining Hiscox in 1992, Paul has underwritten a broad range of business lines including fine art, high-value household, personal accident and specialty. Paul was appointed to the Hiscox partnership in 2005, and made Divisional Head of Property of Hiscox London Market in 2007. In April 2013, Paul was promoted to Chief Underwriting Officer, Hiscox London Market, and as joint active underwriter of Syndicate 33. Before joining Hiscox, Paul worked as an underwriting assistant for C P Attenborough Syndicate 144 at Lloyd’s and for broker E W Payne.

Kate Markham

Chief Executive Officer, Hiscox London Market
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Kate joined Hiscox in June 2012 to run the UK Direct business, leading a team of over 200 people across three locations with accountability for sales, marketing, operations, and underwriting. Having built UK Direct into a market-leading operation with a strong brand and a culture of creating customers for life, Kate was promoted to the newly created role of Chief Executive Officer of Hiscox London Market in 2017. Prior to joining Hiscox, Kate worked for Vodafone for 12 years. As Head of International Enterprise at Vodafone, she identified a significant new opportunity to serve multinational clients globally and built an effective operation to support the venture. Kate started her career at Anderson Consulting (now Accenture).

Kathleen Reardon

Chief Executive Officer, Hiscox Re & ILS
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Kathleen joined Hiscox in January 2021 as Chief Executive Officer, Hiscox Re & ILS.

Previously Chief Executive Officer of Hamilton Re, Kathleen spent her early career at ACE in a variety of actuarial and underwriting roles, rising to Chief Underwriting Officer for International Property at ACE Tempest Re in 2005, based in Bermuda. Kathleen joined Hamilton Re in 2013 as Chief Underwriter (Property), and was appointed CEO in 2014, a post she held until 2020.

Kathleen is a Fellow of the Casualty Actuarial Society, served in 2020 as the Chair of the Reinsurance Association of America, and is the former Chair of Women in Reinsurance – an organisation she co-founded.

She has a Bachelor of Science in Mathematics from Drexel University, Philadelphia, was inducted into The Drexel 100 alumni hall of fame in 2019, and currently serves on the Drexel University Board of Trustees.

Marc Wetherhill

Group Company Secretary and General Counsel, Hiscox Ltd
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Marc joined Hiscox in 2017. Based in Bermuda, Marc provides legal guidance to the Executive Committee and is the Principal Representative to the Bermuda Monetary Authority for Hiscox Bermuda, where he is a member of the Board. Marc joined Hiscox from PartnerRe Group, where he acted as Chief Legal Counsel and Secretary to the Board. Prior to joining PartnerRe, Marc was an Associate with Appleby, having trained as a solicitor at Berrymans Lace Mawer in London. Marc is a non-practicing member on the Roll of Solicitors of England & Wales and was called to the Bermuda Bar in 2001.

Senior management